Shayram Enterprises

Simple and smart solution for your financial needs

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shayramsales@gmail.com +91 8925262306
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Personal Loan Details

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Personal Loan Solutions

Meet your personal financial needs with our quick and easy personal loans. Whether it's for medical emergencies, wedding expenses, travel, debt consolidation, or any other personal requirement, we offer flexible solutions with instant approval.

Low Interest Rates

Competitive rates starting from 10.5% with quick processing and minimal documentation.

High Loan Amount

Get loans up to ₹20 Lakhs without any collateral or security requirements.

Quick Processing

Instant approval within hours with completely online application process.

Loan Details

Interest Rate 10.5% - 20% p.a.
Processing Fee 2% - 3% of loan amount
Loan Amount Up to ₹20 Lakhs
Loan Tenure Up to 5 years
Prepayment Charges 2% after 6 months

EMI Calculator

50K 5 Lakh 20 Lakh
10.5% 12.5% 20%
1 Year 3 Years 5 Years
Your Monthly EMI
₹0

Total Payment: ₹0

Total Interest: ₹0

Our Financial Services
Home Loan

Get your dream home with flexible plans
Car Loan

Drive away with your favorite vehicle
Business Loan

Fuel your entrepreneurial dreams
Personal Loan

For your personal financial needs
Mortgage Loan

Leverage your property assets
Need Help?

Our financial experts are here to help you with any questions about our Personal Loan Solutions

+91 8925262306

shayramsales@gmail.com

Mon-Fri: 9am-6pm

Application Process

Streamlined 4-step process for quick loan approval

1. Submit Application

Fill our simple online form with basic details

2. Document Verification

Our executive will verify your documents

3. Approval

Get quick approval on your home loan

4. Disbursement

Amount transferred to your account

Ready to Meet Your Financial Needs?

Take the first step towards homeownership today. Our experts will guide you through the entire process and help you find the perfect home loan solution.

Frequently Asked Questions

Find answers to common questions about our personal loan services.

You can get a personal loan of up to ₹20 Lakhs, depending on your income, credit score, and repayment capacity. The actual amount is determined based on your eligibility and financial profile.

The basic eligibility criteria include: minimum age of 21 years, maximum age of 60 years at loan maturity, minimum monthly income of ₹15,000, stable employment/business, and good credit score (650+). Both salaried and self-employed individuals can apply.

For pre-approved customers, the amount can be disbursed within 2-4 hours. For new customers, the process typically takes 24-48 hours after document verification. Our completely online process ensures quick approval and disbursement.

Basic documents required include: Identity proof (Aadhaar, PAN, Passport), address proof, income proof (salary slips for salaried, bank statements for self-employed), and 2 passport-size photographs. The entire process is digital with minimal documentation.

Yes, you can prepay your personal loan after 6 months of disbursement. A prepayment charge of 2% is applicable on the principal outstanding amount. Partial prepayments are also allowed to reduce your EMI burden.
About Us

Shayram Enterprises is a trusted loan service provider with over 15 years of experience in delivering fast, reliable, and transparent financial solutions. With a network of 65+ leading bank and NBFC partners, we help individuals and businesses access the right loans—quickly and hassle-free.

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